[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.nakliv.cz\/nekdy-muze-byt-dolozeni-prijmu-problem\/#Article","mainEntityOfPage":"https:\/\/www.nakliv.cz\/nekdy-muze-byt-dolozeni-prijmu-problem\/","headline":"N\u011bkdy m\u016f\u017ee b\u00fdt dolo\u017een\u00ed p\u0159\u00edjmu probl\u00e9m","name":"N\u011bkdy m\u016f\u017ee b\u00fdt dolo\u017een\u00ed p\u0159\u00edjmu probl\u00e9m","description":"Valn\u00e1 v\u011bt\u0161ina spole\u010dnost\u00ed bude cht\u00edt po potenci\u00e1ln\u00edm klientovi \u00fav\u011bru, aby dolo\u017eil sv\u00e9 p\u0159\u00edjmy. To je mnohdy z\u00e1kladn\u00ed podm\u00ednka, kter\u00e1 ur\u010duje, jestli dlu\u017en\u00edk pen\u00edze dostane \u010di nikoliv. Proto\u017ee ur\u010duje jeho schopnost spl\u00e1cet \u00fav\u011br. Mnohdy je to tak\u00e9 nejv\u011bt\u0161\u00ed brzda pro dlu\u017en\u00edka, pakli\u017ee toti\u017e neprok\u00e1\u017ee, \u017ee m\u00e1 dostate\u010dn\u011b velk\u00e9 p\u0159\u00edjmy, dostane \u010dervenou pro \u00fav\u011br a kon\u010d\u00ed jeho […]","datePublished":"2019-10-01","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.nakliv.cz\/author\/#Person","name":"nakliv.cz\n","url":"https:\/\/www.nakliv.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c192bfd1262e8256fe3eac43754b6ece89624ea6667e488d9445cc2d04372644?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c192bfd1262e8256fe3eac43754b6ece89624ea6667e488d9445cc2d04372644?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"nakliv.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.nakliv.cz\/wp-content\/uploads\/img_a367866_w2202_t1580302788.jpg","url":"https:\/\/www.nakliv.cz\/wp-content\/uploads\/img_a367866_w2202_t1580302788.jpg","height":0,"width":0},"url":"https:\/\/www.nakliv.cz\/nekdy-muze-byt-dolozeni-prijmu-problem\/","about":["Finance"],"wordCount":419,"articleBody":"          Valn\u00e1 v\u011bt\u0161ina spole\u010dnost\u00ed bude cht\u00edt po potenci\u00e1ln\u00edm klientovi \u00fav\u011bru, aby dolo\u017eil sv\u00e9 p\u0159\u00edjmy. To je mnohdy z\u00e1kladn\u00ed podm\u00ednka, kter\u00e1 ur\u010duje, jestli dlu\u017en\u00edk pen\u00edze dostane \u010di nikoliv. Proto\u017ee ur\u010duje jeho schopnost spl\u00e1cet \u00fav\u011br. Mnohdy je to tak\u00e9 nejv\u011bt\u0161\u00ed brzda pro dlu\u017en\u00edka, pakli\u017ee toti\u017e neprok\u00e1\u017ee, \u017ee m\u00e1 dostate\u010dn\u011b velk\u00e9 p\u0159\u00edjmy, dostane \u010dervenou pro \u00fav\u011br a kon\u010d\u00ed jeho z\u00e1vod. Ne v\u017edycky v\u0161ak takov\u00e1 situace b\u00fdt mus\u00ed. Proto\u017ee existuj\u00ed takov\u00ed klienti, kte\u0159\u00ed cht\u011bj\u00ed pen\u00edze vyu\u017e\u00edt ke zlep\u0161en\u00ed jejich statusu ekonomick\u00e9ho. Co to znamen\u00e1? Radek, 25 let, absolvent ekonomick\u00e9 \u0161koly, kter\u00fd prozat\u00edm pracuje jen na polovi\u010dn\u00ed \u00favazek jako st\u00e1\u017eista v zahrani\u010d\u00ed, proto\u017ee sb\u00edr\u00e1 zku\u0161enosti, by r\u00e1d za\u010dal budovat pasivn\u00ed p\u0159\u00edjem, o kter\u00e9m se u\u010dil ve \u0161kole. R\u00e1d by investoval do nemovitost\u00ed, kter\u00e9 by pak pronaj\u00edmal. Bohu\u017eel, jeho p\u0159\u00edjem nedosahuje takov\u00e9 v\u00fd\u0161e, kterou by spole\u010dnosti uzn\u00e1valy za \u201edobrou\u201c, by\u0165 Radek nem\u00e1 pochyb, \u017ee by v\u0161e \u0159\u00e1dn\u011b splatil a je\u0161t\u011b by si p\u0159ilep\u0161il. Radek je sice odm\u00edtnut v bance a nebankovn\u00ed spole\u010dnosti A, ale spole\u010dnost B mu nab\u00eddne, \u017ee nemus\u00ed dolo\u017eit p\u0159\u00edjmy a p\u016fj\u010d\u00ed mu po\u017eadovanou \u010d\u00e1stku. Radek \u0161ance vyu\u017eije, v\u0161e m\u00e1 toti\u017e napl\u00e1novan\u00e9, a za \u010d\u00e1stku si po\u0159\u00edd\u00ed nemovitost. Rodi\u010de \u010di zn\u00e1m\u00ed mu prvn\u00ed m\u011bs\u00edce pomohou a za chv\u00edli ji\u017e Radek stoj\u00ed na vlastn\u00edch noh\u00e1ch, proto\u017ee n\u00e1jem z nemovitosti pokryje celou spl\u00e1tku \u00fav\u011bru. Za dvacet let m\u00e1 Radek nemovitost\u00ed n\u011bkolik a na v\u0161e si nemovitosti vyd\u011blaj\u00ed samy na sebe. Za chv\u00edli splatil posledn\u00ed \u00fav\u011brovou spl\u00e1tku, nyn\u00ed ve sv\u00fdch 46 letech vlastn\u00ed n\u011bkolik nemovitost\u00ed, v\u0161echny jsou jeho a \u00fav\u011br je splacen\u00fd a on m\u00e1 \u010dist\u00fd p\u0159\u00edjem p\u0159evy\u0161uj\u00edc\u00ed pr\u016fm\u011brnou mzdu v \u010cesku. I tento p\u0159\u00edb\u011bh m\u016f\u017ee b\u00fdt ten v\u00e1\u0161, sta\u010d\u00ed jenom trocha pl\u00e1nov\u00e1n\u00ed a trocha odvahy. Americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f Hypot\u00e9ky bez Registru nav\u00edc m\u016f\u017ee b\u00fdt pou\u017eita i pro jin\u00fd z\u00e1m\u011br ne\u017e koup\u011b nemovitosti \u2013 nap\u0159\u00edklad jako tolik k\u00fd\u017een\u00e1 finan\u010dn\u00ed injekce do podnik\u00e1n\u00ed, kter\u00e1 jej posune d\u00e1l.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u011bkdy m\u016f\u017ee b\u00fdt dolo\u017een\u00ed p\u0159\u00edjmu probl\u00e9m","item":"https:\/\/www.nakliv.cz\/nekdy-muze-byt-dolozeni-prijmu-problem\/#breadcrumbitem"}]}]